130+ Ways to Save on Food

130+ Ways to Save on Food

Food is usually the biggest part of your household budget. Therefore spending less on food is the biggest change you can make if you are living on a tight budget. Below is a compre ...

120+ Tips to Save on Electricity and Energy

120+ Tips to Save on Electricity and Energy

We take electricity for granted, because when we turn on a switch we expect that it's always there to serve our energy needs. Sometimes we don't even realize that we are consuming ...

These Money Saving Tips Will Make You Live Frugally

These Money Saving Tips Will Make You Live Frugally

If you are living on a tight budget, you have to live frugally.  To live frugally, you have to develop patterns of thinking that makes you a money saver.  You have to change the wa ...

Tips on Buying Insurance on a Budget

Tips on Buying Insurance on a Budget

It is tempting to skip buying insurance if you’re living on a budget.  After all, why spend money for something that you cannot hold, and does not fulfill the basic needs of food, ...

Credit Facts : What You Need To Know To Manage Your Debt

Credit Facts : What You Need To Know To Manage Your Debt

1. There are good debts and bad debts. Some good debts can turn out to be bad. You take good debt when the debt adds value to your life, and when the benefit for the use of the deb ...

60+ Tips To Save on Heating Costs

60+ Tips To Save on Heating Costs

Choose what energy to use. Heat your home with energy that is the cheapest in your area. Consider investing in solar heat.  It may be initially expensive, but you will be able to r ...

Personal Budget Items

Personal Budget Items

Fixed Expenses Note: This term is used to describe items that must be considered each month, not items that either can be "postponed" or that may be one-time, or non­recurring, exp ...

Tips on Sticking to your Budget

By now, you’ve set up your budget.  You are aware of what your goal is in setting up your budget.  It could be as simple as being able to pay off your debt within a certain amount of time, or as complex as being able to invest for retirement.   You’ve spent hours looking through your invoices and statements t more ...

Personal Budget Items

Fixed Expenses Note: This term is used to describe items that must be considered each month, not items that either can be "postponed" or that may be one-time, or non­recurring, expenses. While some amounts can vary widely from month-to-month, it is a simple task to figure out an average monthly payment. Add y more ...

130+ Ways to Save on Food

Food is usually the biggest part of your household budget. Therefore spending less on food is the biggest change you can make if you are living on a tight budget. Below is a comprehensive list of ways you can consume and buy food on a budget: General Food Saving Tips Set a dollar amount on how much you want t more ...

Credit Facts : What You Need To Know To Manage Your Debt

1. There are good debts and bad debts. Some good debts can turn out to be bad. You take good debt when the debt adds value to your life, and when the benefit for the use of the debt is long-term or permanent. Examples of the use of good debt are for college education, a home that builds equity and enhances yo more ...

Factors to Consider Before Investing

One of your budgeting goals may be to have extra money that is not spent during the month. You may be accumulating this extra money to spend on something big within the year without going into debt – for things like a new furniture or gadget.  For this, you need to accumulate your money in a savings account.  more ...

Legitimate Ways To Make Money Online

When your income is not enough for your everyday needs, budgeting can only help you in a limited way, and you are still going to experience financial problems.  The only solution for this would be to add a second income by taking a second job or have a member of your family find work.   Sometimes this is also more ...

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