by Phil Bradford How do you feel when you hear the word ‘budget’? Are you making that face saying “Oh no! Again that stressful thing!” But, a budget helps you lead a stress-free life as you can manage your finances almost effortlessly. If you al... Read more
Saving is good. But an effective saving strategy does not always mean no spending, but rather smart spending. There are things that you can buy that will cost you money now, but will save you money in the long run. Examples of smart spending is... Read more
If you are living on a tight budget, you have to live frugally. To live frugally, you have to develop patterns of thinking that makes you a money saver. You have to change the way you feel about spending and saving. You have to condition your... Read more
There are so many uses of water in our households, and there are as many ways to save money on its use. We usually take using water for granted, until we see the water bill. Specific tips on how to save water can save you small amounts of mone... Read more
Food is usually the biggest part of your household budget. Therefore spending less on food is the biggest change you can make if you are living on a tight budget. Below is a comprehensive list of ways you can consume and buy food on a budget: Ge... Read more
