by Phil Bradford How do you feel when you hear the word ‘budget’? Are you making that face saying “Oh no! Again that stressful thing!” But, a budget helps you lead a stress-free life as you can manage your finances almost effortlessly. If you always postpone your dates to plan the perfect budget that will…
Frugal Living Mindset Tips: How to Be a Money Saver
If you are living on a tight budget, you have to live frugally. To live frugally, you have to develop patterns of thinking that makes you a money saver. You have to change the way you feel about spending and saving. You have to condition your mind to be creative and resourceful about getting the…
80+ Tips on How to Save Money on Water
There are so many uses of water in our households, and there are as many ways to save money on its use. We usually take using water for granted, until we see the water bill. Specific tips on how to save water can save you small amounts of money, but taken together, it adds up. …
130+ Ways to Save Money on Food
Food is usually the biggest part of your household budget. Therefore spending less on food is the biggest change you can make if you are living on a tight budget. Below is a comprehensive list of ways you can consume and buy food on a budget: General Food Saving Tips Set a dollar amount on…
120+ Tips to Save Money on Electricity and Energy
We take electricity for granted, because when we turn on a switch we expect that it’s always there to serve our energy needs. Sometimes we don’t even realize that we are consuming electricity, and we leave our electronics plugged in and lights constantly on. This constant use of electricity (even if we don’t realize it)…