Budgeting Tips For People Living On A Budget
by Phil Bradford Is it our psychology that controls spending and saving? The pattern of money handling behavior is different in people. Some people are savers and some are compulsive shopaholics. People have a different mindset when it comes to dealing with their own money. People who don’t spend much and often save money feels…
It is tempting to skip buying insurance if you’re living on a budget. After all, why spend money for something that you cannot hold, and does not fulfill the basic needs of food, clothing or shelter. What you get when you buy insurance is protection from financial catastrophe. When financial catastrophe strikes, all of your…
Being in debt is often an unavoidable situation. There are a lot of things you cannot accomplish in life without getting into debt like getting an education, buying a house, going into business, or if you are in dire financial straits, surviving for the next day. Before you get into debt, here are some things…
Choose what energy to use. Heat your home with energy that is the cheapest in your area. Consider investing in solar heat. It may be initially expensive, but you will be able to recover your cost and save over time. If there are a lot of wood in your area, contact a professional to install…
Fixed Expenses Note: This term is used to describe items that must be considered each month, not items that either can be “postponed” or that may be one-time, or nonrecurring, expenses. While some amounts can vary widely from month-to-month, it is a simple task to figure out an average monthly payment. Add your total payments…
